Koľko sporiť na dôchodok
V ľavom stĺpci nájdite obdobie, ktoré má klient k dispozícii na sporenie a v danom riadku vyberte % zo mzdy, ktoré chce dostávať ako dôchodok. V prvom riadku daného stĺpca nájdete % zo mzdy, ktoré si má klient mesačne sporiť. Odporúčaná miera náhrady je 40-60%.
| % zo mzdy / roky sporenia | 5% | 6% | 7% | 8% | 9% | 10% | 11% | 12% | 13% | 14% | 15% |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 5 | 2% | 2% | 3% | 3% | 4% | 4% | 4% | 5% | 5% | 6% | 6% |
| 10 | 5% | 6% | 7% | 8% | 9% | 10% | 11% | 12% | 13% | 14% | 15% |
| 15 | 9% | 11% | 13% | 14% | 16% | 18% | 20% | 22% | 23% | 25% | 27% |
| 20 | 14% | 17% | 20% | 23% | 26% | 28% | 31% | 34% | 37% | 40% | 43% |
| 25 | 21% | 25% | 29% | 34% | 38% | 42% | 46% | 51% | 55% | 59% | 63% |
| 30 | 30% | 36% | 42% | 48% | 54% | 60% | 66% | 72% | 78% | 84% | 90% |
| 35 | 42% | 51% | 59% | 68% | 76% | 84% | 93% | 101% | 110% | 118% | 127% |
| 40 | 58% | 70% | 81% | 93% | 105% | 116% | 128% | 140% | 151% | 163% | 175% |
